Optum Therapy in Philadelphia
Turning Leaf Therapy is in-network with Optum for individual therapy in Old City Philadelphia and via telehealth across Pennsylvania. Most Optum members pay a $15 to $50 copay per session after their deductible. Our team of 23 relational, trauma-trained clinicians treats anxiety, depression, trauma, and more.
How coverage works with Optum
We accept Optum Behavioral Health plans, including behavioral health benefits Optum administers for United Healthcare members, and Optum EAP referrals. No referral is required for standard outpatient therapy, and telehealth is covered at parity for Pennsylvania residents.
What you will typically pay
A copay is a flat fee per session, typically $15 to $50 with Optum, after your deductible is met. Some plans use coinsurance instead, a percentage of the session cost. Your deductible is the amount you pay out of pocket each year before your plan begins paying; many plans waive it for outpatient mental health. One call to Optum member services settles which applies to you.
How Optum EAP referrals work
If your employer offers an Optum Employee Assistance Program, request an EAP authorization and session allotment from Optum, then share the authorization code during intake. Your authorized sessions may be fully covered, with no copay, until the allotment is used, and we will talk through options with you before it runs out.
Verify your benefits
Call the number on your Optum card and ask: Do I have outpatient mental health benefits? What is my copay or coinsurance? What is my deductible, and how much is met? Is there a session limit? Do I need a referral?
What we treat with Optum coverage
Anxiety
Under Optum, anxiety treatment is standard covered outpatient care, whether it presents as panic, avoidance, health worry, or physical symptoms with no medical explanation. In anxiety therapy our clinicians read the symptom as adaptive and work on what it has been protecting.
Depression
Depression and persistent low mood are covered Optum behavioral health conditions. Depression therapy here is relational and depth-oriented: the sessions go after the emotional and relational sources of the mood rather than only the mood itself.
Trauma and PTSD
Trauma and complex PTSD, including trauma that began in childhood, are covered under Optum. Our trauma-informed care paces processing carefully so treatment does not become another overwhelming experience, with EMDR and parts work available where they fit.
Grief and loss
Grief is a covered Optum outpatient concern, including losses that receive no social acknowledgment. Grief therapy attends to both the present loss and the older ones it reopens, which is often why grief feels bigger than the event that triggered it.
Life transitions
Transition-related distress is covered under Optum and does not require a crisis to qualify. Life transitions therapy gives the in-between somewhere to go, so a wanted change that still feels like loss becomes thinkable rather than confusing.
Relationships
Relational patterns, fear of closeness, and chronic people-pleasing are covered Optum concerns. Our individual relationship therapy works on your side of the dynamic, which is the part available to change, without requiring a partner in the room.
Getting started
Start the intake (about 5 minutes), get matched personally within 1 to 2 business days, and meet your therapist. Request your match, or call (215) 399-4128.
Frequently asked questions
Does Optum cover therapy in Pennsylvania?
Yes. Turning Leaf Therapy is in-network with Optum Behavioral Health in Pennsylvania. Most Optum members pay a $15 to $50 copay per session after their deductible.
Are Optum EAP sessions fully covered?
Under an Optum EAP referral, your authorized session allotment may be fully covered, with no copay. Bring your authorization code to intake and we will confirm the details.
Does Optum cover online therapy?
Yes, Optum covers telehealth sessions with our clinicians for Pennsylvania residents at parity with in-person sessions.
Do I need a referral to see a therapist with Optum?
No referral is needed for standard outpatient therapy. EAP sessions use an authorization code from Optum instead.
Last updated July 2, 2026
Request your match.
Mention your Optum plan in the intake and we will confirm your coverage before you schedule.
HIPAA-secure. Reviewed personally by our intake coordinator team. Response in 1 to 2 business days.