Blue Cross Blue Shield Therapy in Philadelphia
Turning Leaf Therapy is in-network with the Blue Cross Blue Shield family for individual therapy in Old City Philadelphia and via telehealth across Pennsylvania, including Highmark, Horizon BCBSNJ, Capital, Anthem, Empire, and the Federal Employee Program. Most BCBS members pay a $15 to $50 copay per session after their deductible. The one exception is Independence Blue Cross, explained below.
How coverage works with BCBS
We accept Blue Cross Blue Shield plans across the family: Highmark, Horizon BCBSNJ, Capital Blue Cross, Anthem, Empire, the Federal Employee Program, and standard BCBS plans. Members from other states are seen through the BlueCard program. No referral is required for outpatient therapy, and telehealth is covered at parity for Pennsylvania residents.
What you will typically pay
A copay is a flat fee per session, typically $15 to $50 with BCBS, after your deductible is met. Some plans use coinsurance instead, a percentage of the session cost. Your deductible is the amount you pay out of pocket each year before your plan begins paying; many plans waive it for outpatient mental health. One call to BCBS member services settles which applies to you.
The one exception: Independence Blue Cross
Independence Blue Cross (IBX), Philadelphia's local Blue plan, is the exception: we are out-of-network with IBX and its Keystone Health Plan East product. If your card says Independence Blue Cross, our Independence Blue Cross guide explains how superbill reimbursement works and what your options are.
Verify your benefits
Call the number on your BCBS card and ask: Do I have outpatient mental health benefits? What is my copay or coinsurance? What is my deductible, and how much is met? Is there a session limit? Do I need a referral?
What we treat with BCBS coverage
Getting started
Start the intake (about 5 minutes), get matched personally within 1 to 2 business days, and meet your therapist. Request your match, or call (215) 399-4128.
Frequently asked questions
Which Blue Cross Blue Shield plans does Turning Leaf accept?
We are in-network with Highmark BCBS, Horizon BCBSNJ, Capital BCBS, Anthem BCBS, Empire BCBS, the BCBS Federal Employee Program, and standard BCBS plans. We are out-of-network with Independence Blue Cross and Keystone Health Plan East.
How much is a therapy copay with BCBS?
Typically between $15 and $50 per session after your deductible, depending on your specific plan.
Does BCBS cover online therapy?
Yes, the BCBS plans we accept cover telehealth sessions with our clinicians for Pennsylvania residents at parity with in-person sessions.
My BCBS plan is from another state. Can I still use it?
Usually yes. Out-of-state Blue plans are honored through the BlueCard program, which lets you use your home-state benefits with our Philadelphia practice. Reach out and we can help you verify.
Last updated July 2, 2026
Request your match.
Mention your BCBS plan in the intake and we will confirm your coverage before you schedule.
HIPAA-secure. Reviewed personally by our intake coordinator team. Response in 1 to 2 business days.