Insurance We Accept
Turning Leaf Therapy is in-network with Aetna, Blue Cross Blue Shield plans including Highmark, Horizon BCBSNJ, Capital, Anthem, Empire, and the Federal Employee Program, United Healthcare, Optum Behavioral Health, and Pennsylvania VCAP. We are out-of-network with Independence Blue Cross, Cigna, Medicare, and Medicaid, and we provide superbills for out-of-network reimbursement.
How in-network coverage works
If we are in-network with your plan, you pay a copay, typically $15 to $50 per session after your deductible is met, and we bill your insurer for the rest. Sessions are 50 minutes, in person in Old City or by secure video across Pennsylvania. Telehealth is covered at parity with in-person care by the plans we accept.
In-network
Not in-network
Out-of-network, explained plainly
A superbill is a detailed receipt that includes your diagnosis, the service provided, and CPT codes, which you submit to your insurer for out-of-network reimbursement. If your plan has out-of-network benefits, most PPO plans reimburse 50 to 80 percent of the allowed amount for each session after you meet your out-of-network deductible. We provide a superbill after every session on request, and reimbursement typically arrives within two to four weeks of submission.
Verify your benefits in one call
Call the member services number on your insurance card and ask five questions: Do I have outpatient mental health benefits? What is my copay or coinsurance? What is my deductible, and how much of it have I met? Is there a session limit? Do I need a referral?
| In-network | Out-of-network | |
|---|---|---|
| Your cost per session | $15 to $50 copay after deductible | $130 to $200 up front |
| Paperwork | None; we bill your insurer | Superbill provided after every session on request; you submit it |
| Reimbursement | Not needed | 50 to 80 percent of the allowed amount after your out-of-network deductible, typically within two to four weeks |
Frequently asked questions
Does Turning Leaf accept my insurance?
We are in-network with Aetna, Highmark BCBS, Horizon BCBSNJ, Capital BCBS, Anthem BCBS, Empire BCBS, the BCBS Federal Employee Program, United Healthcare, Optum, and Pennsylvania VCAP. We are not in-network with Independence Blue Cross, Cigna, Medicare, or Medicaid.
How much will therapy cost with insurance?
Most in-network members pay a $15 to $50 copay per session after their deductible. Without insurance, sessions are $130 to $200 depending on the clinician.
What if you are out-of-network with my plan?
We provide a superbill after every session on request. Many PPO plans with out-of-network benefits reimburse 50 to 80 percent of the allowed amount after the out-of-network deductible.
Does insurance cover online therapy?
Yes. The plans we accept cover telehealth sessions with our clinicians at parity with in-person care for Pennsylvania residents.
Last updated July 2, 2026
Request your match.
Name your plan in the intake and we will confirm your coverage before you schedule.
HIPAA-secure. Reviewed personally by our intake coordinator team. Response in 1 to 2 business days.